Applications & User Benefits

Applications

Financial Health IQ™ bridges the gap between business development and risk management by making data-driven insights available to decision makers at-a-glance.

relationship management and business development

Whether you’re a commercial loan originator pre-screening a prospective borrower, or a partner at an accounting firm seeking to elevate your client relationship — Financial Health IQ™ provides actionable financial health insights.

professional development and education

Financial statement and ratio analysis can be a complex and arduous process — Financial Health IQ™ streamlines the process and leads users to connecting the dots through data-driven learning and decisioning.

credit and counterparty risk management

Assessing the likelihood, a counterparty will meet its payment and contractual obligations requires accurate and forward-looking insights into counterparty Financial Health — FHIQ™ delivers this in its Financial Health Brief™.

User Benefits

“Financial Health IQ™ shortens time-to-decision and ensures better outcomes.”

“FHIQ™ provides early-read insights... supporting our Relationship Managers in taking a solutions-based approach with customers and prospects.”

– Chief Strategy Officer, Regional Bank

“FHIQ™ brings forward the most relevant issues and questions... preparing our Partners to discuss strategies and long-term goals with clients."

– Chief Executive Officer, Regional Accounting Firm

“FHIQ™ generates Financial Health assessments... providing us with visibility into the likelihood specific customers will meet their contractual obligations."

– Chief Financial Officer, Data Center Management Company

Commercial Lenders

Streamlined loan origination process
Shortened time-to-decision for issuing term sheets
Credit alignment through data-driven insights

Accounting and Business Consultants

Elevated relationship management with clients
Access to industry peer benchmarking data
Expanded professional development

Insurance Companies

Predictive and reliable data analytics
Enhance collective risk (loss) modeling
Forward-looking analysis of financial risk

Business Creditors and Real Estate Owners

Standardized counterparty risk assessment process
Enables objective data-driven decision-making
Resource optimization through automation

Private Debt Investors

Objective-based assessment of Financial Health
Private company peer benchmarking data
Countercheck system identifying risk anomalies

User Experience

Financial Health IQ’s fast, simple, and secure onboarding process provides users with streamlined access to actionable financial health insights.

Email Invitation

Secure online link provided to set up unique user login ID and password

Login

Member/User provides cell phone number for 2-factor identity verification

Access User Interface

Access user profile, admin functions and features, and user history

View Briefs

View briefs in portal, save to PDF, forward, print, and access Knowledge Center

FHR is a registered trademark of Rapid Ratings International, Inc. Core Health Score is a trademark of Rapid Ratings International, Inc. ©2022 Data and Charts provided by Rapid Ratings International, Inc.